Richard V

The Best Pension Annuity Rates

For many people approaching retirement there is a concern that decisions made now will affect the rest of their lives and to some extent that it true. However one aspect of this planning the Pension Annuity and there is some action you can take in the mon... Read >

Internet Marketing for UK based Independent Financial Advisers

When the Financial Services Authority introduced the Retail Distribution Review (RDR) some years ago most Financial Services firms went into a bit of tailspin and most started to panic about how they were going to cope in this brave new world of Fee Only ... Read >

The Best Pension Annuity Rates

When you finally reach the age to consider your Pension options, one thing you will be offered is the option to purchase an annuity, this is an income for life usually paid monthly that is exchanged for a large part of your Pension Fund. Now what usuall... Read >

Personal Pension Reviews

A quick insight into older style UK (Insurance Company based) Personal Pensions and some comment on that action that you should take if you have one (or more) of these in place. Personal Pensions have been around since 1988 and in this time the industr... Read >

Your Investment Reviews and Why They Should Be Carried Our

The investment markets have seen unprecedented volatility in the recent 18 months or so, and we have been seeing more and more evidence of poor advice from many of the sources of Financial Advice in the UK market place. This is something that the Fina... Read >

With Profit Investment Bonds

One day when we live in a world of honesty and truthfulness we will see some investment products disappear from the market place completely. In particular I am talking about With Profit Bonds, With Profit Pensions, With Profit Endowments and With Profi... Read >

Home Buyers Guide Choosing a Solicitor

I would always recommend that your use a Regulated firm of Solicitors for your House Buying (or Flat). However how much should you expect to pay? Well as I am sure you aware in this Home Buying lark there are several options. Firstly get a quote from th... Read >

Pension Transfers

Pension Transfer Complaints rise It does not seem so long ago that Pension Transfers from your previous Employers Pension Scheme were all of the rage, and every adviser and client was scrambling to move money from one scheme to another. We then had... Read >

ISA Investments - an Update

The Chancellor announced an unexpected bonus for investors in his April Budget, when he increased the annual individual Savings Account (ISA) allowance from £7,200 to £10,200. The allowance had remained frozen at £7,000 for many years until it was incr... Read >

State Pension

So you think you will be getting a State Pension (SP) at 65 ? Think again! Ask the average man on the street when they think they will collect an SP and nearly all will say 65. If they are aged under 50, they're wrong. Lord Turner (the current cha... Read >

Investment Planning

The investment markets have seen unprecedented volatility in the recent 18 months or so, and we have been seeing more and more evidence of poor advice from many of the sources of Financial Advice in the UK market place. This is something that the Financ... Read >

With Profits Investments - time to move on

One day when we live in a world of honesty and truthfulness we will see some investment products disappear from the market place completely. With Profits Bonds | With Profits Pensions | With Profits Endowments | With Profits. (Full Stop) should all ha... Read >

Personal Pensions - UK

A quick insight into older style UK (Insurance Company based) Personal Pensions. Personal Pensions have been around since 1988 and in this time the industry in the UK has gone through great change. Now as we are well into the new millennium the issues ... Read >